Terms | PointOne Family Office

Last Updated: January 16, 2026

These Terms of Use (“Terms”) govern your access to and use of the PointOne Family Office LLC website at www.p1fo.com (the “Site”). By using the Site, you agree to these Terms. If you do not agree, do not use the Site.

1. About Us and No Advice or Solicitation PointOne Family Office LLC is a registered investment adviser with the U.S. Securities and Exchange Commission (“SEC”). SEC registration does not imply a certain level of skill or training.

The Site is for general informational and educational purposes only. Nothing on the Site constitutes investment, financial, legal, tax, accounting, or other professional advice, nor is it an offer to sell or solicitation of an offer to buy securities, investment products, or services. Content is general and may not be suitable for your specific situation. Past performance is not indicative of future results. Investing involves risks, including possible loss of principal. Always consult your own qualified advisors. PointOne is not responsible for any reliance on Site content.

2. Permitted Use and Restrictions You may use the Site for personal, non-commercial purposes only. You agree not to:

•Copy, modify, distribute, or create derivative works without our written consent.

•Use automated tools (e.g., bots, scrapers) to access the Site.

•Interfere with Site operation, security, or others’ use.

•Transmit viruses or harmful code.

•Impersonate others or provide false information.

•We may suspend or terminate access at any time without notice.

3. Intellectual Property All Site content (text, graphics, logos, etc.) is owned by PointOne or its licensors and protected by U.S. copyright, trademark, and other laws. You may view and print limited copies for personal use only, retaining all notices. “PointOne” and related marks are our trademarks.

4. Third-Party Links The Site may link to third-party sites for convenience. We do not endorse, control, or assume responsibility for them, their content, or privacy practices. Access is at your own risk.

5. Disclaimers The Site is provided “as is” and “as available,” without warranties of any kind (express or implied), including accuracy, completeness, timeliness, or non-infringement. We do not guarantee error-free, secure, or uninterrupted access.

6. Limitation of Liability To the fullest extent permitted by law, PointOne, its affiliates, officers, directors, employees, and agents are not liable for any indirect, incidental, special, consequential, or punitive damages (including lost profits) arising from Site use, even if advised of the possibility. Our total liability is limited to $100.

7. Indemnification You agree to indemnify and hold harmless PointOne and its affiliates from claims, losses, or costs (including reasonable attorneys’ fees) arising from your violation of these Terms or misuse of the Site.

8. Privacy Your use is also governed by our Privacy Policy.

9. Governing Law These Terms are governed by the laws of the State of California, without regard to conflict of laws. Any disputes shall be resolved exclusively in the state or federal courts in Los Angeles County, California.

10. Changes We may update these Terms at any time. Continued use after changes constitutes acceptance.

11. Miscellaneous If any provision is invalid, the remainder remains effective. These Terms are the entire agreement regarding the Site.